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✔️ The Exact Steps to Reserve at DECA Homes
✔️ Pag-ibig Financing Options Explained
✔️ Complete Checklist of Requirements Based on Your Work Type
Get a clear, easy-to-follow 8-step process from inquiry to move-in, so you always know what to do next — no guesswork.
Understand about Pag-ibig financing, and how to qualify — whether you’re locally employed, self-employed, or an OFW/seafarer.
Save time with ready-to-use checklists customized for employees, OFWs, and business owners — all Pag-IBIG-ready.



✔️ Unit Details, Turnover Photos, and Sample Computations
✔️ Answers to Your Most Common Questions (FAQ)
✔️ Exclusive Bonuses You Won’t Get Anywhere Else
See actual photos of the house, interior layouts, and get sample monthly amortizations for Pag-IBIG up to 30 years.
From “Can I reserve with GCash?” to “What if I’m newly employed?” — all your top questions are answered in one place.
From loan pre-qualification, co-borrower evaluation, after-sales support, to personalized financial consultations — we make the process easier for you.

✔️ The Exact Steps to Reserve at DECA Homes
Get a clear, easy-to-follow 8-step process from inquiry to move-in, so you always know what to do next — no guesswork.

✔️ Pag-ibig Financing Options Explained
Understand about Pag-ibig financing, and how to qualify — whether you’re locally employed, self-employed, or an OFW/seafarer.

✔️ Complete Checklist of Requirements Based on Your Work Type
Save time with ready-to-use checklists customized for employees, OFWs, and business owners — all Pag-IBIG-ready.

✔️ Model Units, Details, Turnover Photos, and Sample Computations
See actual photos of the model houses, interior layouts, and get sample monthly amortizations for Pag-IBIG up to 30 years.

✔️ Answers to Your Most Common Questions (FAQ)
From “Can I reserve with GCash?” to “What if I’m newly employed?” — all your top questions are answered in one place.

✔️ Exclusive Bonuses You Won’t Get Anywhere Else
From loan pre-qualification, co-borrower evaluation, after-sales support, to personalized financial consultations — we make the process easier for you.

Hi, I’m Camilo Guartizo, a licensed real estate broker based in Iloilo City with over 14 years of experience helping Filipinos find and own their dream homes.
Together with my wife Lou Belle Guartizo, also a licensed broker and Unit Manager at DECA Homes, we lead Guartizo Group— a trusted name in DECA Homes Iloilo and Bacolod.
Over the years, we’ve proudly helped over 7,000 families
move into their own homes through DECA Homes — from first-time buyers to OFWs looking to invest in their future. We don’t just sell properties — we guide our clients every step of the way, from reservation to move-in and beyond.
✅ Licensed Real Estate Broker – PRC Accredited
✅Pag-IBIG Financing Assistance
✅Free Loan Pre-Qualification & Personalized Buyer Support
Whether you're buying your first home, investing for the future, or supporting your family from abroad — we're here to make the process easy, clear, and stress-free.
Let’s make your dream home a reality.

Hi, I’m Camilo Guartizo, a licensed real estate broker based in Iloilo City with over 14 years of experience helping Filipinos find and own their dream homes.
Together with my wife Lou Belle Guartizo, also a licensed broker and Unit Manager at DECA Homes, we lead Guartizo Group— a trusted name in DECA Homes Iloilo and Bacolod.
Over the years, we’ve proudly helped over 7,000 families
move into their own homes through DECA Homes — from first-time buyers to OFWs looking to invest in their future. We don’t just sell properties — we guide our clients every step of the way, from reservation to move-in and beyond.
✅ Licensed Real Estate Broker – PRC Accredited
✅Pag-IBIG Financing Assistance
✅Free Loan Pre-Qualification & Personalized Buyer Support
Whether you're buying your first home, investing for the future, or supporting your family from abroad — we're here to make the process easy, clear, and stress-free.
Let’s make your dream home a reality.
"I never thought I could own a home this early, but Deca Homes made it possible. The process was smooth and Sir Camilo team guided me every step of the way!"
"I appreciated the transparency and support during the entire process. Sir Camilo gave us peace of mind from day one."
"We booked our unit during the pre-selling stage and already saw an increase in value. It’s one of the best investments we’ve ever made." Thank you Sir Camilo.

Mr & Mrs. Reyes
BPO Employee


Mr. Flores
Virtual Assitant


Ms Robles
BPO Employee

"We booked our unit during the pre-selling stage and already saw an increase in value. It’s one of the best investments we’ve ever made." Thank you Sir Camilo.

Mr & Mrs. Reyes
BPO Employee

"I appreciated the transparency and support during the entire process. Sir Camilo gave us peace of mind from day one."

Ms Robles
BPO Employee

"I never thought I could own a home this early, but Deca Homes made it possible. The process was smooth and Sir Camilo team guided me every step of the way!"

Mr. Flores
Virtual Assistant

You Can Message or Email us at [email protected]
No, your reservation deposit is non refundable if you decide not to proceed after your official reservation. One officially reserve, it is already a final purchase.
Absolutely! The guide and free consultation are no-pressure and obligation-free. It’s meant to help you understand your options and prepare for homeownership, even if you’re just exploring.
Yes! Many of our buyers are OFWs. You can reserve remotely and we’ll assist you (or your authorized representative) every step of the way, from virtual tours to requirements submission.
We only require basic documents: Valid ID, proof of income (like payslip or COE), Pag-ibig contribution, Virtual pag-ibig account, Tin#, ID picture, PSA Original Birth Certificate, PSA Original Marriage Contract if Married, Attendance of Buyers Orientation, Special Power of Attorney if not the principal buyer and a filled-out buyer’s form. Our team will guide you through it during your consultation.
Site viewing is highly recommended but not required. If you’re confident with the details, you can reserve your preferred unit right away — and we’ll still schedule a viewing at your convenience.
No worries — during your one-on-one consultation, we’ll assess your income and your requirements for Pag-IBIG. You’ll get a clear picture of what works best for you, even before committing.
Once your reservation deposit is made, we can hold your preferred unit for a limited time while you prepare for the completion of requirements. Our team will assist you in meeting the deadlines to avoid losing your slot.
Your journey starts with clarity. We help you decide with confidence.


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